We help you close more transactions!  Why?
 

Flagship Financial Group LLC, a beacon in uncertain times.

In today's volatile and challenging real estate market you can't afford to risk a single transaction on an inexperienced, incompetent, or unreliable mortgage partner. Flagship Financial Group is the solution to all of your mortgage partner needs. Our expertise, work ethic, and ability to perform is rivaled by none. Last year alone Utah Based Flagship Financial Group Funded over 1.5 Billion Dollars in loans and was the fith largest Government loan lender in the country. We are exponentially gaining market share because we CLOSE your loans!

Flagship Financial Group LLC, a mortgage brokerage and banker

Why use a mortgage broker? As a broker and a direct lender, we get to pick & choose which lender and which underwriter is best suited to your client's situation. This gives us ultimate flexibility and a greater opportunity for loan approval. We can choose from all major lending institutions.  Because we are a quality partner with these institutions we get special treatment in pricing & service. As a mortgage brokerage we do not need a bailout because we are free from the liabilities most lenders have taken on. Our business model provides the stability & flexibility needed to close more transactions.

Experience in Government Loan Programs

Our business model, company culture, & focus has been with government loan originations since 2001. As the current trend towards government lending continues, currently 80% of the market, we are the best source for government (F.H.A, V.A., U.S.D.A) loan originations. We understand how these transactions need be structuredto get through underwriting effectively.

Organizational Advantage (our people)

We believe we have the best and most qualified staff in the business. In addition to quality people, we have exceptional technology allowing us to track and manage each transaction from start to finish.   All tasks have been automated to free your loan officer so they can focus on the hurdles and details of closing your transaction allowing you to focus on your production.
 

Down Payment Solutions

The biggest challenge today's homebuyer faces is coming up with a down payment. Flagship Financial Group LLC has developed relationships with government entities & other agencies that provide reduced down payment requirements. We understand how to effectively provide a scenario that works for today's buyer.

Mortgage Banking Option

We offer direct mortgage banking when it is an advantage to our client. We enjoy an exceptional relationship with our in-house underwriting staff. The advantage of this relationship to you is we have in-depth knowledge of program underwriting expectations which allows us to gather necessary documentation on the front-end of the transaction which enhances our ability to put together loan packages that present the borrower in the best light while accurately reflecting the borrower's condition and situation. You also benefit from this relationship in that we approve and close loans quickly with the best rate possible. In today's turbulent market, you also gain an advantage with reliable approvals and underwriting—actions you can count on to ensure the closure of your transaction.

Multi-State Licensing (31 States)

Holding licenses in many states provides many advantages. Working in multiple markets allows us to diversify our income streams for greater long term stability and has allowed us to become a marketing machine. Our carefully screened and selected Agent Partners enjoy direct Pre-approved buyer referrals from us. Our National model grants us flexibility and the ability to remain profitable in turbulent times. Therefore, you can count on our stability and plan for a long-term relationship.

Purchase Team Concept

Mortgage companies traditionally compete on price and products alone. At Flagship Financial we clearly compete on those items, but as critical and unfortunately often overlooked, are other elements that Flagship Financial has organized to support their agent partners and borrowers through its Purchase Team concept. Taken together and combined with price and products the Purchase Team concept and these other elements put Flagship Financial well beyond the reach of its competitors. With Flagship Financial and its All Star team of loan officers you can expect:

Reliable Approvals

 - 24 hour turnaround on loan qualification

 - Fully underwritten loan decisions within 72 hours (from receipt of loan package)

 - Initial loan pre-underwriting identifying issues for resolution

 - Realistic and dependable approvals

 - In-house underwriter for Flagship Financial funded loans

 - Monthly training to identify and resolve underwriting issues impeding closings

Exceptional Service

 - Dedicated purchase team hotline to reach a knowledgeable lending team member

 - Accurate and Trustworthy Pre-approvals

 - 24 hour automated loan approval

 - Fully underwritten loan decisions within 72 hours (from receipt of loan package)

 - Consistent and regular automated communications to agent and clients (Never wonder what the status is.)

BECOME AN AGENT PARTNER TODAY !

             CALL ME, LET'S TALK